Most growing businesses don't have a treasury team. We are yours.
Expert advisory and an FCA-regulated platform, combined. We handle cash management, FX risk, banking, working capital, and treasury operations — so your finance team can focus on the business.
Trusted by international businesses:
0.5–2%
What most banks charge on FX, hidden in the rate
£85k
FSCS protection limit — is your cash above this at one bank?
3–5 days
What finance teams spend each month on manual international payments
The mid-market treasury gap
Large corporates have treasury teams. Your business faces the same challenges — multiple currencies, board reporting, investor requirements — but without the dedicated function.
We close it. A fractional treasury function: 40+ years of institutional expertise with a platform that automates execution. Transparent pricing from the start — no hidden FX markups, no surprises. Just clear, upfront costs designed for scaleups and mid-market businesses.
Five ways we help
Each pillar works standalone or together — a modular treasury function for your business.
Cash Management
Policies, controls, and reporting that satisfy investors and auditors — while your cash works harder.
Learn moreFX Risk Management
Know your exposure. Hedge deliberately. Stop currency moves eating your margins.
Learn moreBank Management
The right relationships, benchmarked pricing, and the leverage of knowing your options.
Learn moreWorking Capital
Growth funding beyond your bank's overdraft. Independent advice on the right facility.
Learn moreDigitalisation
Automated payments, audit trails, and real-time reporting. Replace the spreadsheets.
Learn moreHow advisory begins
No long sales process. No commitment until you see the value.
Treasury Review
30-minute conversation. We map your setup and identify what's costing you.
Recommendations
Clear priorities — what to fix first, what can wait, and what it's worth.
Implementation
We help you act, starting with whatever's most urgent. At your pace.
What clients say
The Hedgeflows team have been instrumental in helping us to develop our treasury strategy and guiding us through its implementation. We really appreciated that they did not try to 'sell' us their platform or services over other providers, but instead helped us find the best solution for our bespoke needs.
Harry Young
Global Finance Director, Journey
Things you don't want to be thinking about whilst running a fast growing startup… treasury management and hedging. If you're a CFO and just raised £5m, what you do with it is going to make a huge difference — getting it right could make the difference between hiring that extra engineer or sales person.
Ed Keelan
Octopus Ventures
We switched to HedgeFlows from Wise for international payment runs, and we haven't looked back. The Xero integration works flawlessly, taking care of reconciliations and saving us hours every week.
Michal Jahns
Finance Manager, E-commerce company
We had been spending incredible amounts on bank fees for foreign payments. HedgeFlows has already saved us hundreds in just a couple of transactions. The system is incredibly easy to use.
Sophie Dale
Finance Manager, International business
Best Risk Management
TMI Awards 2025
SME Inclusion Initiative
TTP Awards 2026
FCA Regulated
Firm Reference Number: 1008699