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International payments for small business

Pay internationally with the most competitive and transparent currency charges in the market.

Five stars

"Worked tirelessly to give us good exchange rates"

Five stars

" More cost-effective than any previous payment method we have used."

Our charges

Transparent, competitive currency costs

Not every business cares about currency costs, but if you are sourcing or growing internationally, you should.
Our goal is to keep transaction fees fair & transparent.

We are upfront about currency markups

Banks still don't like talking about currency charges. We do so upfront as we treasure your time:

With HedgeFlows you pay just 0.25% - 0.4% markup above the interbank exchange rate to convert currencies. That's it, no surprises.

Create an account to see our live rates - it takes less than a minute.

Typical conversion charges compared:
HedgeFlows 0.25% - 0.40%
PayPal 3%+
Credit Cards 1.8 - 3.5%
Leading UK Banks up to 2.60%
Currency Brokers up to 1.00%

Read our Top 5 MONEY-SAVING TIPS FOR INTERNATIONAL TRADE AND PAYMENTS

International payment options for small businesses

Regain control with a choice of international payment options

We give you choice: Free local payments & affordable SWIFT transfers

Local payments

Leverage your multi-currency account for fast or real-time local payments.

* included
in monthly allowance

  • Pounds Sterling - Faster Payments
  • Euro and other SEPA currencies - SEPA
  • US Dollar - ACH
  • 👍 Completed same or next business day
  • 👎 Not always possible to recall if a mistake is made
  • 👎 No payment tracking
SIGN UP FOR FREE

SWIFT transfers (SHA)

Send funds in 37 currencies via of global network of correspondent banks.

£5
/ transfer

  • Available for 37 currencies
  • Usually same or next day but can take up to 5 days
  • 👍 MT103 confirmation included online
  • 👍 Real-time tracking to improve visibiity
  • 👎 Correspondent banks charge fees that are deducted from your transfer amount.
SIGN UP FOR FREE

SWIFT transfers (OUR)

Send funds to 120 countries with all correspondent bank charges covered.

£10 - 25
/ transfer

  • Available for most currencies
  • Usually same or next day but can take up to 5 days
  • 👍 MT103 confirmation included online
  • 👍 Real-time tracking to improve visibiity
  • 👎 You pay a higher payment fee to protect from surprise correspondent bank charges.
SIGN UP FOR FREE
Extra help

Easy tools that save your business time

Tired of annoying FX broker phone calls, tacky banking apps, or complex trading platforms?
We've got tools built for small business owners and their finance teams to keep international finances simple:

HedgeFlows FX Alert on iPhone
 
 
Timely alerts - when and how you want them.

Whether it is an exchange rate level, or payment status update - we can notify you when and how you want us - online, by email, or on your phone.

Fix guaranteed exchange rates up to 12 months in advance.

Do you want to protect your costs from currency volatility? Or fix the exchange rate that works for your profit margins?  Our currency pre-booking solution is the simplest way to book guaranteed exchange rates up to 12 months in advance.  No security deposit is required.